Our Insurance Products
Tailored coverage for every stage of life — from health and family to minerals, assets, and retirement.
My Life
Personal Provident Plan
Start setting aside funds early, secure a stress-free future.
- Flexible contribution amounts
- Tax-efficient savings
- Lump sum at maturity
- Life cover included
Triplex Life
Life insurance with survival benefits in 3 flexible intervals.
- 3 payout intervals (5,10,15 years)
- Survival & maturity benefits
- Accidental death cover
- Critical illness optional
My Health
Johari Medical Cover
Paper‑free instant enrollment for you & family.
- Instant digital enrollment
- Inpatient & outpatient cover
- Maternity benefits
- Wide hospital network
Junior Medical Cover
Specialized cover for children's well-being.
- Pediatric specialist visits
- Vaccinations included
- Dental & optical cover
- Family wellness programs
Senior Medical Cover
Designed for seniors aged 65+ peace of mind.
- No upper age limit
- Chronic condition management
- Home healthcare option
- Ambulance services
My Family
Family Medical Cover
6 levels of coverage including prestigious plan.
- Up to 6 family members
- International emergency cover
- Annual health checkups
- Maternity & newborn care
Family Physician Program
Personalized healthcare prioritizing wellness.
- Dedicated family doctor
- 24/7 teleconsultations
- Prescription delivery
- Wellness coaching
My Child's Education
Education Plan (Career Life Plus)
Savings tool for your child's education fund.
- Flexible premium payments
- Covers primary to university
- Partial withdrawals allowed
- Life cover on premium waiver
Baada ya Campo Policy
Cash for fresh graduates to settle after college.
- Lump sum upon graduation
- 3-5 year premium term
- Covers living expenses
- Job search allowance
My Investments & Assets
Money Market Fund
High-quality, convertible money market instruments.
- Start from KES 100
- Daily interest accrual
- Withdraw anytime
- Up to 15% returns p.a.
High-Interest Deposit Fund
Short-term instruments for optimized returns.
- Fixed 6-12 month terms
- Higher than savings rates
- Principal guaranteed
- Interest paid at maturity
Private Wealth Management
Bespoke strategy for goals & risk tolerance.
- Personalized portfolio
- Multi-asset allocation
- Regular performance reviews
- Tax optimization
Gold & Mineral Assets Cover
Protection for precious metals & mining stock.
- Theft & damage protection
- Storage & transit cover
- Assay verification included
- Global valuation options
Cargo & Transit Insurance
Secure mineral shipments & international logistics.
- All-risk transit cover
- Port-to-port or door-to-door
- Marine & air cargo options
- Fast claims settlement
My Retirement
Income Drawdown
Flexible access to your post-retirement fund.
- Regular income post-retirement
- Lump sum option available
- Inflation-linked increases
- Surviving spouse benefit
Occupational Retirement Scheme
Set your staff up for comfortable retirement.
- Employer & employee contributions
- Tax-deductible for business
- Multiple investment options
- Group life cover included
Personal Pension Plan
Rethink your retirement timeline today.
- Flexible contribution schedule
- Choice of retirement age
- Annuity or lump sum at exit
- Disability benefit option
Not sure which product fits you?
Our advisors will listen, understand, and recommend the right coverage for your unique journey.
Talk to an expert →